{"id":1977,"date":"2026-09-21T18:49:47","date_gmt":"2026-09-21T16:49:47","guid":{"rendered":"https:\/\/canis-conseil.fr\/?p=1977"},"modified":"2026-10-04T18:50:04","modified_gmt":"2026-10-04T16:50:04","slug":"le-cash-va-t-il-disparaitre-dans-lindifference-generale","status":"publish","type":"post","link":"https:\/\/canis-conseil.fr\/index.php\/2026\/09\/21\/le-cash-va-t-il-disparaitre-dans-lindifference-generale\/","title":{"rendered":"\ud83d\udea8 Le cash va-t-il dispara\u00eetre dans l&#8217;indiff\u00e9rence g\u00e9n\u00e9rale ?"},"content":{"rendered":"\n<p class=\"has-text-align-center wp-block-paragraph\"><a href=\"https:\/\/www.lesechos.fr\/idees-debats\/cercle\/le-droit-de-payer-en-cash-va-t-il-seteindre-discretement-leurope-ne-dispose-que-de-quelques-mois-pour-proteger-sa-monnaie-2252707\" target=\"_blank\" rel=\"noopener\">Les Echos<\/a>, 21 septembre 2026.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">Payer par carte ou avec son smartphone est devenu un r\u00e9flexe.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">Mais derri\u00e8re la prolif\u00e9ration des panneaux \u00ab Card Only \u00bb, c\u2019est une parcelle de notre souverainet\u00e9 mon\u00e9taire et de notre libert\u00e9 individuelle que nous sommes en train d&#8217;abandonner.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">L&#8217;Europe ne dispose plus que de quelques mois pour trancher le sort des esp\u00e8ces.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">Comme le rappellent Marc Schwartz et Frane Maroevic, \ud835\uddee\ud835\uddef\ud835\uddee\ud835\uddfb\ud835\uddf1\ud835\uddfc\ud835\uddfb\ud835\uddfb\ud835\uddf2\ud835\uddff \ud835\uddf9&#8217;\ud835\uddee\ud835\uddff\ud835\uddf4\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddf9\ud835\uddf6\ud835\uddfe\ud835\ude02\ud835\uddf6\ud835\uddf1\ud835\uddf2 \ud835\uddf2\ud835\ude00\ud835\ude01 \ud835\ude02\ud835\uddfb \ud835\uddff\ud835\uddf6\ud835\ude00\ud835\uddfe\ud835\ude02\ud835\uddf2 \ud835\ude00\ud835\ude01\ud835\uddff\ud835\uddee\ud835\ude01\ud835\uddf2\u0341\ud835\uddf4\ud835\uddf6\ud835\uddfe\ud835\ude02\ud835\uddf2 \ud835\uddfa\ud835\uddee\ud835\uddf7\ud835\uddf2\ud835\ude02\ud835\uddff :<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">1\ufe0f\u20e3 \ud835\udde8\ud835\uddfb\ud835\uddf2 \ud835\uddf1\ud835\uddf2\u0341\ud835\uddfd\ud835\uddf2\ud835\uddfb\ud835\uddf1\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf2 \ud835\ude01\ud835\uddf2\ud835\uddf0\ud835\uddf5\ud835\uddfb\ud835\uddfc\ud835\uddf9\ud835\uddfc\ud835\uddf4\ud835\uddf6\ud835\uddfe\ud835\ude02\ud835\uddf2 \ud835\uddf2\ud835\ude01 \ud835\uddf4\ud835\uddf2\u0341\ud835\uddfc\ud835\uddfd\ud835\uddfc\ud835\uddf9\ud835\uddf6\ud835\ude01\ud835\uddf6\ud835\uddfe\ud835\ude02\ud835\uddf2<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">\u00c0 l&#8217;exception de r\u00e9seaux nationaux comme CB en France, la quasi-totalit\u00e9 de nos paiements \u00e9lectroniques repose sur des infrastructures appartenant \u00e0 des g\u00e9ants am\u00e9ricains. Le cash est la seule infrastructure de paiement int\u00e9gralement europ\u00e9enne et souveraine. Tout ce qui est num\u00e9rique peut \u00eatre pirat\u00e9, subir une panne ou \u00eatre d\u00e9sactiv\u00e9 depuis l&#8217;\u00e9tranger.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">2\ufe0f\u20e3 \ud835\udddf\ud835\uddf2 \ud835\uddf1\ud835\uddf2\ud835\uddff\ud835\uddfb\ud835\uddf6\ud835\uddf2\ud835\uddff \ud835\uddff\ud835\uddf2\ud835\uddfa\ud835\uddfd\ud835\uddee\ud835\uddff\ud835\ude01 \ud835\uddf3\ud835\uddee\ud835\uddf0\ud835\uddf2 \ud835\uddee\ud835\ude02\ud835\ude05 \ud835\uddf0\ud835\uddff\ud835\uddf6\ud835\ude00\ud835\uddf2\ud835\ude00 \ud835\uddf2\ud835\ude01 \ud835\uddf0\ud835\ude06\ud835\uddef\ud835\uddf2\ud835\uddff\ud835\uddee\ud835\ude01\ud835\ude01\ud835\uddee\ud835\uddfe\ud835\ude02\ud835\uddf2\ud835\ude00<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">Blackout \u00e9lectrique (comme en Espagne en 2025), catastrophes naturelles ou cyberattaques : sans r\u00e9seau ni \u00e9lectricit\u00e9, les paiements num\u00e9riques s&#8217;effondrent. Le cash, lui, fonctionne toujours. La Su\u00e8de, autrefois mod\u00e8le de la soci\u00e9t\u00e9 \u00ab sans cash \u00bb, fait machine arri\u00e8re et oblige d\u00e9sormais les commerces essentiels \u00e0 accepter les esp\u00e8ces pour garantir sa s\u00e9curit\u00e9 nationale.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">3\ufe0f\u20e3 \ud835\udddf\ud835\uddf2 \ud835\uddf4\ud835\uddee\ud835\uddff\ud835\uddee\ud835\uddfb\ud835\ude01 \ud835\uddf1\ud835\uddf2 \ud835\uddfb\ud835\uddfc\ud835\ude00 \ud835\uddf9\ud835\uddf6\ud835\uddef\ud835\uddf2\ud835\uddff\ud835\ude01\ud835\uddf2\u0341\ud835\ude00 \ud835\uddf2\ud835\ude01 \ud835\uddf1\ud835\uddf2 \ud835\uddfb\ud835\uddfc\ud835\ude01\ud835\uddff\ud835\uddf2 \ud835\ude03\ud835\uddf6\ud835\uddf2 \ud835\uddfd\ud835\uddff\ud835\uddf6\ud835\ude03\ud835\uddf2\u0341\ud835\uddf2<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">L&#8217;argent liquide est la forme de monnaie la plus d\u00e9mocratique, accessible \u00e0 tous et sans frais. Surtout, il prot\u00e8ge nos donn\u00e9es personnelles en emp\u00eachant la tra\u00e7abilit\u00e9 syst\u00e9matique de nos habitudes de consommation.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">\ud83d\udc49 \ud835\udde8\ud835\uddfb \ud835\uddf0\ud835\uddf5\ud835\uddfc\ud835\uddf6\ud835\ude05 \ud835\uddf1\ud835\uddf2 \ud835\ude00\ud835\uddfc\ud835\uddf0\ud835\uddf6\ud835\uddf2\u0341\ud835\ude01\ud835\uddf2\u0341, \ud835\uddfd\ud835\uddee\ud835\ude00 \ud835\ude02\ud835\uddfb \ud835\uddf1\ud835\uddf2\u0341\ud835\ude01\ud835\uddee\ud835\uddf6\ud835\uddf9 \ud835\ude01\ud835\uddf2\ud835\uddf0\ud835\uddf5\ud835\uddfb\ud835\uddf6\ud835\uddfe\ud835\ude02\ud835\uddf2.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">\ud835\uddaf\u0332\ud835\uddc8\u0332\ud835\uddce\u0332\ud835\uddcb\u0332 \u0332\ud835\uddc9\u0332\ud835\uddcb\u0332\ud835\uddbe\u0341\u0332\ud835\uddcc\u0332\ud835\uddbe\u0332\ud835\uddcb\u0332\ud835\uddcf\u0332\ud835\uddbe\u0332\ud835\uddcb\u0332 \u0332\ud835\uddc7\u0332\ud835\uddc8\u0332\ud835\uddcd\u0332\ud835\uddcb\u0332\ud835\uddbe\u0332 \u0332\ud835\uddba\u0332\ud835\uddce\u0332\ud835\uddcd\u0332\ud835\uddc8\u0332\ud835\uddc7\u0332\ud835\uddc8\u0332\ud835\uddc6\u0332\ud835\uddc2\u0332\ud835\uddbe\u0332 \u0332\ud835\uddcc\u0332\ud835\uddcd\u0332\ud835\uddcb\u0332\ud835\uddba\u0332\ud835\uddcd\u0332\ud835\uddbe\u0341\u0332\ud835\uddc0\u0332\ud835\uddc2\u0332\ud835\uddca\u0332\ud835\uddce\u0332\ud835\uddbe\u0332,\u0332 \u0332\ud835\uddc5\u0332&#8217;\u0332\ud835\uddb4\u0332\ud835\uddc7\u0332\ud835\uddc2\u0332\ud835\uddc8\u0332\ud835\uddc7\u0332 \u0332\ud835\uddbe\u0332\ud835\uddce\u0332\ud835\uddcb\u0332\ud835\uddc8\u0332\ud835\uddc9\u0332\ud835\uddbe\u0341\u0332\ud835\uddbe\u0332\ud835\uddc7\u0332\ud835\uddc7\u0332\ud835\uddbe\u0332 \u0332\ud835\uddbd\u0332\ud835\uddc8\u0332\ud835\uddc2\u0332\ud835\uddcd\u0332 \u0332\ud835\uddba\u0332\ud835\uddc0\u0332\ud835\uddc2\u0332\ud835\uddcb\u0332 \u0332\ud835\uddbf\u0332\ud835\uddbe\u0332\ud835\uddcb\u0332\ud835\uddc6\u0332\ud835\uddbe\u0332\ud835\uddc6\u0332\ud835\uddbe\u0332\ud835\uddc7\u0332\ud835\uddcd\u0332 :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">Garanti l&#8217;acceptation universelle des esp\u00e8ces dans tous les points de vente ;<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Assurer un acc\u00e8s suffisant aux distributeurs automatiques.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">L&#8217;essor annonc\u00e9 de l&#8217;euro num\u00e9rique ne doit pas rel\u00e9guer les esp\u00e8ces au second plan.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">\u00ab \ud835\udde6\ud835\uddf6 \ud835\uddf9&#8217;\ud835\uddd8\ud835\ude02\ud835\uddff\ud835\uddfc\ud835\uddfd\ud835\uddf2 \ud835\uddfb\ud835\uddf2 \ud835\uddf1\ud835\uddf2\u0341\ud835\uddf3\ud835\uddf2\ud835\uddfb\ud835\uddf1 \ud835\uddfd\ud835\uddee\ud835\ude00 \ud835\ude00\ud835\uddee \ud835\uddfd\ud835\uddff\ud835\uddfc\ud835\uddfd\ud835\uddff\ud835\uddf2 \ud835\uddfa\ud835\uddfc\ud835\uddfb\ud835\uddfb\ud835\uddee\ud835\uddf6\ud835\uddf2 \ud835\uddfa\ud835\uddee\ud835\uddf6\ud835\uddfb\ud835\ude01\ud835\uddf2\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\ude01, \ud835\uddfe\ud835\ude02\ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\uddf9\ud835\uddf2 \ud835\uddf3\ud835\uddf2\ud835\uddff\ud835\uddee-\ud835\ude01-\ud835\uddf2\ud835\uddf9\ud835\uddf9\ud835\uddf2 ? \u00bb<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">\ud83d\udcac Pensez-vous que le droit de payer en esp\u00e8ces devrait \u00eatre inscrit comme un droit fondamental ?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les Echos, 21 septembre 2026. Payer par carte ou avec son smartphone est devenu un r\u00e9flexe. Mais derri\u00e8re la prolif\u00e9ration des panneaux \u00ab Card Only \u00bb, c\u2019est une parcelle de notre souverainet\u00e9 mon\u00e9taire et de notre libert\u00e9 individuelle que nous sommes en train d&#8217;abandonner. L&#8217;Europe ne dispose plus que de quelques mois pour trancher le &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/canis-conseil.fr\/index.php\/2026\/09\/21\/le-cash-va-t-il-disparaitre-dans-lindifference-generale\/\"> <span class=\"screen-reader-text\">\ud83d\udea8 Le cash va-t-il dispara\u00eetre dans l&#8217;indiff\u00e9rence g\u00e9n\u00e9rale ?<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-1977","post","type-post","status-publish","format-standard","hentry","category-intelligence-economique"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"Catherine Delahaye","author_link":"https:\/\/canis-conseil.fr\/index.php\/author\/admin5132\/"},"uagb_comment_info":0,"uagb_excerpt":"Les Echos, 21 septembre 2026. Payer par carte ou avec son smartphone est devenu un r\u00e9flexe. Mais derri\u00e8re la prolif\u00e9ration des panneaux \u00ab Card Only \u00bb, c\u2019est une parcelle de notre souverainet\u00e9 mon\u00e9taire et de notre libert\u00e9 individuelle que nous sommes en train d&#8217;abandonner. L&#8217;Europe ne dispose plus que de quelques mois pour trancher le&hellip;","_links":{"self":[{"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/posts\/1977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/comments?post=1977"}],"version-history":[{"count":1,"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/posts\/1977\/revisions"}],"predecessor-version":[{"id":1978,"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/posts\/1977\/revisions\/1978"}],"wp:attachment":[{"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/media?parent=1977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/categories?post=1977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canis-conseil.fr\/index.php\/wp-json\/wp\/v2\/tags?post=1977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}